SOS Finance - When the banks have said "no"

Whatever your financial circumstances, we understand

• Poor Credit
• Reverse Mortgages
• 106% Finance
• 95% Lo Doc Loans
• Arrears, Defaults, Judgments, Discharged Bankrupts
• No Proof of Income
• Debt Consolidation
• Refinancing
• Business without finances
• No Genuine Savings
• Irregular employment patterns - contract, seasonal, part time worker
• You have recently arrived in Australia
• Age 55 or older
  Inner City Apartments
• Vacant Land 95%
• Centrelink Pensions
• Superannuation Pension or Annuities
• Rental Income
• Maintenance
• Family Payments
• Rural Properties
• Tax Bills
• Family Pledge Loan (parents using equity to assist children borrowing)
• Property Purchase in New Zealand

At SOS Finance we offer a comprehensive and fully developed range of mortgage alternatives to people who fall outside the lending criteria of traditional lenders.

Whether it's temporary financial pressures such as divorce or you're self employed, maybe you have an irregular employment record or black marks on your credit file, maybe you have recently arrived in Australia, whatever your financial situation we can help you find a home loan.

As independent mortgage professionals we select the best home loan option and work with the lender to tailor it for you.
Just because you fall outside the normal lending criteria doesn't mean you're not entitled to a range of low interest rates or fees.

Our specialist lenders offer loans designed to be more flexible to suit a variety of customers and situations.  Rather than applying rigid criteria, which disqualify a lot of people, they look at each application on its merits, offer a higher level of understanding of each individual's needs and can deliver a relevant mortgage solution.

SOS Finance is based in Kew and serves all of Melbourne, including Hawthorn, Surrey Hills, Richmond, Ringwood, Camberwell, Canterbury, Balwyn, Ivanhoe, Blackburn and more.

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